What are the qualifications for membership?

Our membership community is made up of like-minded individuals who agree with our Statement of Shared Beliefs & Ethics. Additionally, to be eligible to participate in GraceWell, an applicant must:

• Be 65 or older

• Have Medicare Parts A&B. For prescription costs to be eligible for sharing, Members must have Medicare Part D as well. All sharing will be secondary to Medicare. There is only one PRA level available to these senior adults (see pricing calculator at livegracewell.com). This program is only available to individuals.

• Important Notice Regarding Medigap Coverage

  • If you cancel a Medigap policy (Medicare Supplement Insurance) to join the GraceWell community (a program of Impact Health Sharing), you will not have Guaranteed Issue Rights if you re-apply for Medigap coverage in the future. Guaranteed Issue Rights allow Medicare beneficiaries to buy certain Medigap plans without medical underwriting (health screenings). Without Guaranteed Issue Rights, you could be denied coverage, face higher premiums, or be subject to enrollment waiting periods.

• Have abstained from the use of illegal drugs for at least 12 months prior to applying for membership

For more details on membership qualifications, see Section III. of the GraceWell Guidelines.